These KPIs offer insights into the financial health, performance, and risk exposure of various entities within the financial services sector.
1. Active Users (Financial Technology Firms): The number of users actively engaged with financial technology platforms or services.
2. Alpha (Investment Industry): A measure of an investment's performance relative to its benchmark, indicating the excess return generated.
3. Annuity Surrender Rate (Insurance Industry): The percentage of annuity policyholders who surrender their policies before maturity.
4. Assets Under Management (AUM) (Asset Management): The total market value of assets managed by an investment firm on behalf of clients.
5. Average Cost Per Trade (Brokerage Firms): The average cost incurred by a brokerage firm for executing a single trade.
6. Average Trading Value (Brokerage Firms): The mean value of securities traded over a specific period.
7. Basel III Ratios (Common Equity Tier 1 (CET1), Tier 1 Capital Ratio, and Total Capital Ratio): Regulatory capital adequacy ratios set by Basel III to ensure financial institutions maintain sufficient capital.
8. Beta (Investment Industry): A measure of a security's risk in relation to the market, indicating its sensitivity to market movements.
9. Claims Ratio (Insurance Industry): The ratio of insurance claims paid out to the total premiums collected.
10. Claims Settlement Ratio (Insurance): The percentage of insurance claims settled by an insurance company against the total claims received.
11. Combined Ratio (Insurance Industry): The sum of the loss ratio and expense ratio in the insurance industry, indicating the profitability of underwriting activities.
12. Combined Ratio (Insurance): Similar to the above, representing the total incurred losses and expenses as a percentage of earned premiums.
13. Cost-to-Income Ratio (CIR): The ratio of operating costs to operating income, indicating operational efficiency.
14. Credit Card Charge-Off Rate (Consumer Financial Services): The percentage of credit card balances that a lender writes off as a loss due to non-payment.
15. Default Rate (Lending): The percentage of loans that borrowers fail to repay.
16. Dividend Yield (General): The annual dividend income earned by an investor relative to the market price of the investment.
17. Duration Gap (Banking): The difference between the durations of a bank's assets and liabilities, measuring interest rate risk.
18. Earnings per Share (EPS): The portion of a company's profit attributed to each outstanding share of common stock.
19. Expense Ratio (Mutual Funds/Asset Management): The percentage of a mutual fund's assets used to cover operating expenses.
20. Fee Income to Total Income (Banking): The proportion of a bank's total income derived from fees.
21. Funds from Operations (FFO - REITs): A measure of cash generated by real estate investment trusts (REITs), excluding gains or losses from property sales.
22. Incurred Loss Ratio (Insurance): The ratio of incurred losses to earned premiums, providing insights into underwriting profitability.
23. Insurance Expense Ratio: The ratio of insurance operating expenses to earned premiums.
24. Insurance Loss Ratio: The ratio of incurred losses to earned premiums, assessing the financial performance of an insurance company.
25. Interest Rate Spread: The difference between interest earned on assets and interest paid on liabilities.
26. Leverage Ratio (Banking & Investment Industry): A measure of a firm's capital adequacy, comparing its capital to its total assets.
27. Liquidity Coverage Ratio (LCR): A regulatory requirement ensuring that financial institutions have enough high-quality liquid assets to cover short-term obligations.
28. Loan Loss Reserves to Non-performing Loans: The ratio of reserves set aside for potential loan losses to the total value of non-performing loans.
29. Loan-to-Deposit Ratio (LDR): The ratio of a bank's loans to its deposits, indicating lending activities.
30. Loss Ratio (Insurance): The ratio of losses incurred to earned premiums, providing insights into underwriting profitability.
31. Net Interest Margin (Banking): The difference between interest earned and interest paid, expressed as a percentage of interest-earning assets.
32. Net Interest Margin (NIM): Similar to the above, indicating the profitability of a bank's lending and investment activities.
33. Net Stable Funding Ratio (NSFR): A regulatory requirement ensuring banks have stable funding sources to support their activities.
34. Non-interest income to total income (Banking): The proportion of a bank's total income derived from non-interest sources.
35. Non-Performing Loan Ratio (NPL Ratio): The ratio of non-performing loans to total loans, indicating asset quality.
36. Overhead Ratio (General): The proportion of total operating expenses to total revenue, indicating operational efficiency.
37. Persistency Ratio (Insurance Industry): The percentage of insurance policies that remain in force over a specific period.
38. Premium to Surplus Ratio (Insurance Industry): The ratio of an insurance company's premiums to its surplus, measuring risk exposure.
39. Provision for Loan Losses to Loans: The percentage of loans set aside for potential losses, reflecting a bank's assessment of credit risk.
40. Reserve Ratio (Insurance Industry): The ratio of an insurance company's reserves to its liabilities, assessing financial stability.
41. Return on Investment (ROI) (Asset Management): The profitability of investments made by an asset management firm.
42. Risk-Adjusted Return on Capital (RAROC): The return on capital adjusted for the level of risk taken.
43. Risk-Weighted Assets (Banking): The total value of a bank's assets adjusted for risk, used in regulatory capital calculations.
44. Risk-Weighted Assets (Banking): Similar to the above, reflecting the weighted value of a bank's assets based on their risk.
45. Sharpe Ratio (Investment Industry): A measure of the risk-adjusted performance of an investment.
46. Solvency Ratio (Insurance Industry): The ratio of an insurance company's capital to its risk exposure, assessing financial stability.
47. Solvency Ratio (Insurance): A measure of an insurance company's ability to meet its long-term obligations.
48. Total Brokerage Accounts (Brokerage Firms): The total number of accounts held with a brokerage firm.
49. Trading Volume: The total number of shares or contracts traded in a specific period.
50. Turnover Ratio (Mutual Funds/Asset Management): The percentage of a mutual fund's holdings that have been replaced in a given period.
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